954-800-6400 info@bigins.com

Umbrella Excess – We Have You Covered.

In a culture where litigation is commonplace, business owners have many more worries than making profits and retaining top employees. If your product injures a consumer, your organization could face a devastating lawsuit, exponential damages and a tainted reputation in the marketplace. To assist with the financial burden of a claim, many business owners purchase commercial umbrella insurance on top of their standard commercial general liability (CGL) insurance policies.

Most CGL policies have an aggregate limit that, once exhausted, will not cover any other excess claims. Experienced business professionals understand that the litigious nature of our society combined with surmounting liability judgments are reason enough to purchase additional coverage.

Businesses are also liable for the health and safety of their employees and for their employees’ behavior. For instance, your business could be held liable after your holiday party results in property damage to a rented banquet hall. You may also face litigation if your business office has a carbon monoxide leak that causes a number of employees to get extremely ill. To protect against an unforeseen claims similar to these, commercial umbrella insurance protection is a must.

Purpose of Umbrella Coverage?
Umbrella coverage is designed to protect an organization against monumental liability claims that can demolish a business through a large financial judgment.

To learn more about averting your business risks with commercial umbrella insurance, Contact your BIG representative at (954) 800-6400 today.

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954-800-6400

info@bigins.com

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